varsity letter pins and bars meaning Varsity Letter: Tradition and Evolution “Lettering” originated in athletics—a large felt or chenille initial, sewn to a sweater or jacket, awarded for competing at the school’s highest level. Now, many schools award academic letters for achievement in debate, music, STEM, art, or community service. The base letter is earned […]
What Capital Can You Allocate Discapitalied: Ground Rules 1. Define the Objective First Operating expenses (rent, payroll, utilities) Reserve funds (emergency, maintenance, downtime buffer) Growth/expansion (software, marketing, new hires, equipment) Tax/fee obligations (quarterly payments, licenses, renewals) Compliance (data security, legal, regulatory needs) Understanding what capital can you allocate discapitalied starts by tying every dollar to